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ActuarialOutpost Senators believe Ingenix is faulty, UHC settles.  
15:54 24-Jun-09   [Replies: 1, Views: 172]    By: Unnamed
Quote: Senator: Use of faulty insurance data 'pervasive' Two-thirds of health insurers used flawed database that overcharged patients, says senator By Matthew Perrone, ...
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Health Boards Question freaked out bad  
19:35 16-Jun-09   [Replies: 1, Views: 719]    By: Unnamed
Married this month, started new job this month, put wife and myself on health benefits, found out wife pregnant this month( not per MD, yet). Benefits at new jo...
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Health Boards Pregnant wife new company and insurance/ do not know if they will cover  
18:54 16-Jun-09   [Replies: 3, Views: 892]    By: Unnamed
I switched jobs end of may 1st of June. I just finished college and as planned my fiance and I married. I signed up for benefits, these benefits will not be act...
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Health Boards 2300 bucks a month for health insurance  
22:06 13-Jun-09   [Replies: 12, Views: 3922]    By: Unnamed
My Medical Mutual plan just gave me notice that they are increasing my premium (just for me) from $2,000 to $2,300 a month starting in July. I also have a high ...
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Health Boards Anthem Blue Cross HMO vs Blue Shield HMO  
01:16 9-Jun-09   [Replies: 2, Views: 776]    By: Unnamed
I have to choose a new provider for my son who is 9 years old. Does anyone have any insight into which provider is better? ...
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Health Boards Getting blood work without insurance  
17:12 8-Jun-09   [Replies: 1, Views: 657]    By: Unnamed
So, I was covered under my mom's insurance until April because I then hit the maximum age. I had planned on joining my work's insurance program in March right b...
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ActuarialOutpost Exclusive Contracts  
17:43 7-Jun-09   [Replies: 3, Views: 252]    By: Unnamed
Hi, I'm working on my dissertation in economics about health insurance. I have some data on group health insurance contracts and some these contracts are exclusive. So, employer can't invite anoth...
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Health Boards Medical and dental bills and medication help?  
17:16 6-Jun-09   [Replies: 1, Views: 777]    By: Unnamed
Let me first start out by saying I have good health and dental coverage, But I did use up my dentist premium (I needed crowns done and root canal) I now have a ...
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ActuarialOutpost Role of Actuaries in the Health Reform Debate  
16:35 3-Jun-09   [Replies: 6, Views: 420]    By: Unnamed
I have been closely following the health reform discussions in the media and noticed the conspicuous absence of actuaries in any sort of policy discussions. Granted, actuaries are not policy maker...
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ActuarialOutpost Bids are Done!  
01:02 3-Jun-09   [Replies: 11, Views: 598]    By: Unnamed
I slept in today... ...
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Health Boards Back surgery  
17:22 2-Jun-09   [Replies: 4, Views: 1460]    By: Unnamed
My son is 22 years old and needs back surgery. He has no health insurance no savings. I would like to know is there anyone who can help him. I have his mri ...
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Health Boards Which insurance?  
23:34 31-May-09   [Replies: 4, Views: 1592]    By: Unnamed
I presently have HIPPA insurance and Stanford Medical Center is my hospital. My insurance is through the state where I pay a very high premium and pay a high d...
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ActuarialOutpost Pricing Question  
10:31 30-May-09   [Replies: 4, Views: 324]    By: Unnamed
Dear All I ve managed to price a product for example, Fund a lump sum benefit at retirement that would be used to purchase a PPO plan, using monthly premiums till retirement with a death benef...
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ActuarialOutpost Quick Question about Incurred Days and Paid Days.  
01:17 30-May-09   [Replies: 3, Views: 268]    By: Unnamed
How are the number of incurred days and paid days in a given month normally calculated? Or what would be a short definition of what an incurred day is or what a paid day is? ...
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ActuarialOutpost Dental  
01:16 26-May-09   [Replies: 3, Views: 238]    By: Unnamed
Hello, I am a dentist, have a degree in mathematics and have considered pursuing an actuary career in the future. Would my background in health be relevant to employers and advancing in such a...
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Health Boards No Insurance Club worked for me....  
18:55 21-May-09   [Replies: 1, Views: 636]    By: Unnamed
So, I had Golden Rule Insurance, because it was suppose to be great for those who just graduated. But it was truly expensive and my deductible was far too low f...
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ActuarialOutpost dental insurance principles  
16:38 21-May-09   [Replies: 7, Views: 402]    By: Unnamed
Hi, all. I was just reviewing my benefits and thought of some questions that I hadn't thought of before about the way dental insurance works. If anyone works in this line or has any insight, ple...
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ActuarialOutpost Developing an IBNR Model  
16:12 18-May-09   [Replies: 11, Views: 685]    By: Unnamed
I'm in the procees of trying to develop an IBNR model and I was hoping you could provide me with some help. I am trying a couple different methods and getting some vastly different results. In...
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ActuarialOutpost Suggestions on how to get affordable Healthcare?  
19:53 15-May-09   [Replies: 34, Views: 1111]    By: Unnamed
My friend lost her job, is in her 20s and needs help getting healthcare. She cannot afford COBRA, never made much. She said she was looking on the market and it said that it would run around $300 ...
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Health Boards Sheridan Evaluation Services Cincinnati  
20:01 14-May-09   [Replies: 0, Views: 460]    By: Unnamed
Hi. I would be interested in hearing from anyone who has had any experience, positive or negative, with Sheridan Evaluation Services in Cincinnati. Thanks. ...
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Health Boards SIU procedures  
15:32 14-May-09   [Replies: 1, Views: 528]    By: Unnamed
Hello guys, I had been outside the country (to my home country) and became sick during that time. I was admitted and charged a bill by the doctor. I did pay...
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ActuarialOutpost quick question about age band compression  
03:38 14-May-09   [Replies: 4, Views: 278]    By: Unnamed
Suppose I have a base rate that I then multiply by a factor for a member's age band to get final premium. Now, suppose I want to limit the spread of the age bands - like now, the largest factor i...
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ActuarialOutpost Congress Looking at 3 Plans  
02:04 10-May-09   [Replies: 85, Views: 3649]    By: Unnamed
Quote: Report: Senators mull 3 health-insurance plans Finance Committee expected to consider controversial proposals next week WASHINGTON - Senators are considering ...
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ActuarialOutpost Question on Risk Levels of Health Insurers  
19:43 7-May-09   [Replies: 26, Views: 874]    By: Unnamed
Ok, I'm a P&C guy, but I'm very curious about the health insurance world, so I have another question for health actuaries. I may have more in the near future, but here's a quickie. What...
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ActuarialOutpost Colorado's Health Insurance Cost Survey  
10:45 6-May-09   [Replies: 1, Views: 326]    By: Unnamed
http://www.dora.state.co.us/insuranc...ry/surveys.htm [http://www.dora.state.co.us/insurance/industry/surveys.htm]> Towards the end they are asking for "The cost of providing or arrangin...
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